OPINIONS

How to choose the perfect credit card for your shopping needs

Christmas is the most awaited season in the country. Filipinos like to celebrate this festive season for months by decorating their home with lively Christmas lights and decorations, and children singing Christmas carols. Aside from dining with sumptuous favorite dishes, one of the ways of expressing gratitude during Christmas is giving and sharing Christmas presents, or pamasko.

Tis’ really the season, but the question is, are you ready for Christmas shopping and spending?

eCompareMo.com helps­­ make your Christmas shopping as stress-free as possible with ideas on how to find the perfect credit card for your every spending need.

Spread the cost of Christmas spending

Shopping with a working budget is not a problem. You can swipe your credit card and go on with your Christmas list using your card with interest-free purchase period for over 12 months or even longer. This way, you can spread the cost of your Christmas spending without putting so much woe on paying with interest.

A gift that keeps giving

Maximize your Christmas spending, buying gifts for your loved ones while minimizing your debts. Community banks and credit cards usually tie up with major brands during the holiday season where almost all ideal gift items are on red tags to give shoppers more options to choose from. By using a credit card, you can earn reward points or cashback through such promotional offerings.

Spend big this holiday

If you have made your list and plans to spend big this holiday for your Noche Buena and gift-giving, there are banks that offer credit cards with enormous sign-up bonuses that let you spend a certain amount of money in the first few months of opening the account.

Splurge on dining out with rewards and discounts

If you feel like spending your Christmas in unorthodox way by going out to eat and bar-hop from one restaurant or hotel to another, a credit card that rewards dining out and gives discounts could help you save a lot of money and splurge more.

Nothing beats a fun and memorable Christmas celebration especially if you are with your loved ones. If you are planning to have a December-splurge with your family but fears the merry-go-round with your finances after spending, eCompareMo can provide you with a complete list of financial consumer products on the market and help you find the perfect product that suits your lifestyle. Christmas comes once a year, save and splurge on your Christmas celebration using the perfect credit card for you.

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