Maya, the country’s #1 digital bank and leading payments processor, and Pepsi-Cola Products Philippines, Inc. (PCPPI) are rolling out a new digital initiative to modernize how payments and financing are managed across PCPPI’s nationwide network of over 200,000 distributors and retailers, including sari-sari stores.
The initiative is designed to make it easier for business owners within the PCPPI distribution ecosystem to collect payments, access capital, and streamline day-to-day operations through Maya’s all-in-one digital banking and payments platform.
Distributors and retailers will benefit from faster collections via Maya’s end-to-end cashless payment system. By reconciling transactions in real-time, this system aims to reduce risks tied to cash handling, such as theft, collection delays, and misreporting.
Leveraging artificial intelligence (AI) for credit scoring, Maya will also offer access to working capital loans—linked directly to real-time sales and payment data. This provides sari-sari store owners and distributors with accessible financing options that can fund their inventory purchases and fuel business growth.
Maya’s solutions will be integrated into PCPPI’s Distributor Management System (DMS) to create a connected, end-to-end financial infrastructure that supports everything from collections to inventory financing.
“This partnership with Maya supports our goal of streamlining operations and strengthening support for our distributors and retail partners,” said Phyo Phyu Noe, President and CEO of Pepsi-Cola Products Philippines, Inc. “By shifting to digital payments and financing, we’re making it easier for our partners to do business and grow with us.”
“We are proud to work with Pepsi-Cola Products Philippines, Inc. on a program that supports the essential role of distributors and sari-sari store owners in the local economy,” said Shailesh Baidwan, Maya Group President and Maya Bank Co-Founder. “By simplifying collections and improving access to financing through our digital banking platform, we’re helping them run their businesses more efficiently and grow with confidence in an increasingly digital world.”
This initiative reflects a broader transformation in the fast-moving consumer goods (FMCG) sector, where embedded digital finance is emerging as a key driver of agility, efficiency, and growth at the grassroots level.
Across the country, more companies are embedding financial services into their supply chains—not just to digitize payments, but to strengthen last-mile relationships with trade partners. For Maya and PCPPI, this collaboration offers a working model for how digital finance can unlock inclusive growth and long-term resilience across the Philippine retail landscape.
