As Filipinos step into the new year with renewed focus on health, financial security, and smarter life choices, Palawan ProtekTODO Critical Illness Insurance offers a timely and practical way to begin with stronger financial protection and lasting peace of mind.
Designed to be affordable, accessible, and easy to understand, ProtekTODO Critical Illness Insurance provides essential coverage against three of the most common and financially devastating illnesses among Filipinos: heart attack, stroke, and cancer. Data from the World Health Organization and the Philippine Statistics Authority also identified these three as among the top causes of deaths in the Philippines. By offering financial support at the moment it is most needed, the ProtekTODO Critical Illness Insurance helps individuals and families manage medical costs, protect their savings, and avoid the need to borrow — safeguarding their goals and plans for the year ahead.
Karlo M. Castro, President and CEO of the Palawan Group of Companies, emphasized the growing need for accessible health protection for everyday Filipinos: “We see a real gap in coverage for serious illnesses like heart attack, stroke, and cancer. Many Filipinos only think about the financial impact when a medical emergency already happens, leaving them vulnerable to sudden and overwhelming costs. ProtekTODO is our way of saying that no Filipino, no matter their socio-economic standing, should have to face critical illness alone or unprepared. By simplifying the process and bringing protection closer to where people already are, we hope to empower more families to take that first step toward financial security.”
Palawan ProtekTODO Critical Illness Insurance provides a 100% lump-sum cash benefit upon diagnosis, whether the illness is detected at an early or advanced stage. This gives policyholders the flexibility to use the benefit where it matters most, covering medical expenses, treatment costs, lost income, or other urgent household needs during recovery. Coverage is available to Filipinos aged 18 to 60, with one full year of protection per policy.
To suit different needs and budgets, policyholders can choose between two straightforward options. The Basic Plan offers ₱50,000 coverage for as low as ₱550 per year, while the Plus Plan provides ₱100,000 coverage starting at ₱1,100 annually. Multiple policies may be availed, with an aggregate maximum benefit of up to ₱500,000, allowing families to build stronger financial support over time.
Lisa Castro-Sabado, Chief Business Development Officer of Palawan Group, highlighted the importance of trusted partnerships in delivering affordable insurance solutions: “We partnered with Oona because of a shared commitment to reliability, accessibility, and putting customers first. Together, we deliver protection that is affordable, easy to understand, and trustworthy, while staying true to the Palawan Group’s promise of ‘mura, mabilis at walang kuskos-balungos’ (affordable, fast, and hassle-free). ProtekTODO integrates insurance into everyday financial planning, whether, through our branches, the PalawanPay app, or e-commerce platforms.”
Bernard V. Kaibigan, Chief Marketing Officer of Palawan Group, emphasized the importance of making insurance truly accessible: “Many traditional insurance products feel intimidating due to complicated terms, high premiums, and lengthy processes. ProtekTODO was created to remove these barriers by being easy to understand and accessible, while providing real-life financial support beyond medical coverage, helping with daily expenses, income loss, and recovery costs, so Filipino families can face life’s uncertainties with confidence and peace of mind.”
As the year unfolds and more Filipinos prioritize self-care and financial security, Palawan ProtekTODO positions critical illness insurance not as an extra expense, but as a vital foundation for financial protection and preparedness. With the right coverage, individuals and families can face life’s uncertainties with confidence, knowing they are ready for whatever challenges may come. True to its promise, “Patingi-tingi ang presyo, pero todo ang benepisyo (Light on the budget, heavy on the benefits),” Palawan ProtekTODO proves that financial readiness can start with small, manageable steps.
Be financially ready with reliable protection that won’t break the bank. Get ProtekTODO Critical Illness today at any Palawan Pawnshop–Palawan Express Pera Padala branch, via the PalawanPay App, or through the official Palawan ProtekTODO stores on Lazada and Shopee.
