{"id":74879,"date":"2026-08-12T07:47:20","date_gmt":"2026-08-11T23:47:20","guid":{"rendered":"http:\/\/www.upgrademag.com\/web\/?p=74879"},"modified":"2026-08-12T10:00:41","modified_gmt":"2026-08-12T02:00:41","slug":"home-and-tech-upgrades-now-within-reach-with-maya-mini-payments-at-0-interest","status":"publish","type":"post","link":"http:\/\/www.upgrademag.com\/web\/2026\/08\/12\/home-and-tech-upgrades-now-within-reach-with-maya-mini-payments-at-0-interest\/","title":{"rendered":"Home and tech upgrades now within reach with Maya mini payments at 0% interest"},"content":{"rendered":"<p><strong>Upgrading your laptop, replacing an old washing machine, or finally bringing home that new TV doesn&#8217;t have to mean paying everything upfront. <\/strong><\/p>\n<p>Until October 31, 2026,\u00a0Maya, the country&#8217;s leading digital financial services platform, is offering cardholders the opportunity to convert eligible electronics and home appliance purchases made with the\u00a0Maya Black Credit Card\u00a0or\u00a0Landers Cashback Everywhere Credit Card\u00a0into a\u00a0 3-month Mini Payment plan with an effective\u00a00% interest. To make the offer even sweeter,\u00a0processing fees are waived for Mini Payments created until September 30, 2026.<\/p>\n<p>The flexibility doesn&#8217;t stop there. Purchases continue to earn\u00a0instant Maya Miles\u00a0with the Maya Black Credit Card or\u00a0Landers Cashback Points\u00a0with the Landers Cashback Everywhere Credit Card, allowing cardholders to keep earning rewards while paying over time.<\/p>\n<p>Getting started is simple:<\/p>\n<ol>\n<li>Make a single straight purchase worth at least \u20b110,000using your Maya Black Credit Card or Landers Cashback Everywhere Credit Card.<\/li>\n<li>Wait for the transaction to be postedin your Maya app.<\/li>\n<li>Select the transactionand tap\u00a0Convert to Mini Payments.<\/li>\n<li>Choose the 3-month Mini Payment planto enjoy the promo.<\/li>\n<\/ol>\n<p>Mini Payments are initially billed with the standard monthly interest, but Maya automatically credits back the applicable interest every first week of the following month once the Mini Payment plan is posted in the credit statement, giving eligible purchases an effective 0% interest.<\/p>\n<p>Whether you&#8217;re replacing essential appliances or finally upgrading your favorite gadgets, Maya Mini Payments makes it easier to bring home what you need today while paying over time.<\/p>\n<p>To see which merchants are eligible for the promo and view the complete mechanics, visit maya.ph\/minipaymentpromo before making your purchase.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Until October 31, 2026,\u00a0Maya, the country&#8217;s leading digital financial services platform, is offering cardholders the opportunity to convert eligible electronics and home appliance purchases made with the\u00a0Maya Black Credit Card\u00a0or\u00a0Landers Cashback Everywhere Credit Card\u00a0into a\u00a0 3-month Mini Payment plan with an effective\u00a00% interest.<\/p>\n","protected":false},"author":6,"featured_media":74880,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[19],"tags":[413,3704,7376],"class_list":["post-74879","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-headlines","tag-banking","tag-financing","tag-maya"],"_links":{"self":[{"href":"http:\/\/www.upgrademag.com\/web\/wp-json\/wp\/v2\/posts\/74879","targetHints":{"allow":["GET"]}}],"collection":[{"href":"http:\/\/www.upgrademag.com\/web\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/www.upgrademag.com\/web\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/www.upgrademag.com\/web\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"http:\/\/www.upgrademag.com\/web\/wp-json\/wp\/v2\/comments?post=74879"}],"version-history":[{"count":1,"href":"http:\/\/www.upgrademag.com\/web\/wp-json\/wp\/v2\/posts\/74879\/revisions"}],"predecessor-version":[{"id":74881,"href":"http:\/\/www.upgrademag.com\/web\/wp-json\/wp\/v2\/posts\/74879\/revisions\/74881"}],"wp:featuredmedia":[{"embeddable":true,"href":"http:\/\/www.upgrademag.com\/web\/wp-json\/wp\/v2\/media\/74880"}],"wp:attachment":[{"href":"http:\/\/www.upgrademag.com\/web\/wp-json\/wp\/v2\/media?parent=74879"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/www.upgrademag.com\/web\/wp-json\/wp\/v2\/categories?post=74879"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/www.upgrademag.com\/web\/wp-json\/wp\/v2\/tags?post=74879"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}