{"id":73803,"date":"2026-04-15T07:33:46","date_gmt":"2026-04-14T23:33:46","guid":{"rendered":"http:\/\/www.upgrademag.com\/web\/?p=73803"},"modified":"2026-04-13T11:35:45","modified_gmt":"2026-04-13T03:35:45","slug":"payjoy-named-consumer-bnpl-platform-of-the-year-by-fintech-breakthrough-awards","status":"publish","type":"post","link":"http:\/\/www.upgrademag.com\/web\/2026\/04\/15\/payjoy-named-consumer-bnpl-platform-of-the-year-by-fintech-breakthrough-awards\/","title":{"rendered":"PayJoy named ‘Consumer BNPL Platform of the Year’ by FinTech Breakthrough Awards"},"content":{"rendered":"

PayJoy<\/a>, a financial services provider for underserved consumers across emerging markets, has won the “Consumer BNPL Platform of the Year<\/a>” award in the 10th annual FinTech Breakthrough Awards program.<\/strong><\/p>\n

The FinTech Breakthrough Awards honors innovators, leaders, and visionaries across the global financial technology industry, spanning categories including Digital Banking, Lending, and Payments. This year’s program drew more than 4,500 nominations worldwide, with winners selected by a panel of independent experts within the financial services and technology industries.<\/p>\n

PayJoy was recognized for its work bringing credit access to underserved consumers in Mexico, Brazil, South Africa, Ecuador, Peru, Panama, Colombia, Indonesia, and the Philippines \u2013 nine countries where traditional financial infrastructure has long left working-class consumers behind.<\/p>\n

“Being named Consumer BNPL Platform of the Year is a tremendous honor \u2013 one that reflects the hard work of our global team and, most importantly, the trust of millions of people we serve,” said Doug Ricket, PayJoy CEO and Co-Founder. “Access to credit is a gateway to economic opportunity. This recognition reaffirms that responsible, technology-driven financing can positively transform lives at scale.”<\/p>\n","protected":false},"excerpt":{"rendered":"

PayJoy was recognized for its work bringing credit access to underserved consumers in Mexico, Brazil, South Africa, Ecuador, Peru, Panama, Colombia, Indonesia, and the Philippines \u2013 nine countries where traditional financial infrastructure has long left working-class consumers behind.<\/p>\n","protected":false},"author":6,"featured_media":73804,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[19],"tags":[2172,5939,8050],"class_list":["post-73803","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-headlines","tag-finance","tag-finance-technology","tag-payjoy"],"_links":{"self":[{"href":"http:\/\/www.upgrademag.com\/web\/wp-json\/wp\/v2\/posts\/73803","targetHints":{"allow":["GET"]}}],"collection":[{"href":"http:\/\/www.upgrademag.com\/web\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/www.upgrademag.com\/web\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/www.upgrademag.com\/web\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"http:\/\/www.upgrademag.com\/web\/wp-json\/wp\/v2\/comments?post=73803"}],"version-history":[{"count":1,"href":"http:\/\/www.upgrademag.com\/web\/wp-json\/wp\/v2\/posts\/73803\/revisions"}],"predecessor-version":[{"id":73805,"href":"http:\/\/www.upgrademag.com\/web\/wp-json\/wp\/v2\/posts\/73803\/revisions\/73805"}],"wp:featuredmedia":[{"embeddable":true,"href":"http:\/\/www.upgrademag.com\/web\/wp-json\/wp\/v2\/media\/73804"}],"wp:attachment":[{"href":"http:\/\/www.upgrademag.com\/web\/wp-json\/wp\/v2\/media?parent=73803"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/www.upgrademag.com\/web\/wp-json\/wp\/v2\/categories?post=73803"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/www.upgrademag.com\/web\/wp-json\/wp\/v2\/tags?post=73803"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}