{"id":56335,"date":"2023-05-31T15:39:07","date_gmt":"2023-05-31T07:39:07","guid":{"rendered":"http:\/\/www.upgrademag.com\/web\/?p=56335"},"modified":"2023-06-01T12:07:15","modified_gmt":"2023-06-01T04:07:15","slug":"lista-ph-makes-it-easier-to-take-care-of-what-you-need-buy-what-you-want","status":"publish","type":"post","link":"http:\/\/www.upgrademag.com\/web\/2023\/05\/31\/lista-ph-makes-it-easier-to-take-care-of-what-you-need-buy-what-you-want\/","title":{"rendered":"Lista PH makes it easier to take care of what you need, buy what you want"},"content":{"rendered":"\n

When it comes to what we spend money on, there are things we need, and there are things we want. With regards to the latter, whether you\u2019re treating yourself to a good cup of coffee, a limited-edition pair of sneakers, or a big-ticket item like a laptop or phone, it\u2019s always easy to tell ourselves \u201cDeserve ko \u2018to!\u201d<\/em>.<\/strong><\/p>\n\n\n\n

We\u2019ve all been there. There\u2019s no denying that instant gratification feels good. There are a few things in life like the inexplicable rush of dopamine that comes from checking out at a store counter or seeing online purchases delivered straight to our doors. However, if you\u2019re not careful with how you manage your money, chasing after your wants can compromise your ability to take care of the things you need.<\/p>\n\n\n\n

To help more Filipinos take better care of their finances, Lista, the fastest-growing financial management app in the country, aims to help more people across the country gain financial clarity through the help of technology. From personal budgeting to cutting expenses, Lista shares tips to help you stay on top of your needs and to make financial room for the things you want:<\/p>\n\n\n\n

#1  Check Yourself\u2026 And Your Spending<\/strong><\/p>\n\n\n\n

Keeping track of what you spend on is the first step to saving money. From your morning coffee to your monthly bills, there are many ways to record your expenses. To monitor the money coming in and out of your pocket with ease, Lista PH houses an expense tracker that\u2019s simple, powerful, and accessible from your smartphone. This makes it easier to keep track of your spending and stay informed on what eats up too much of your finances.<\/p>\n\n\n\n

#2 Take Control of Your Budget<\/strong><\/p>\n\n\n\n

Once you know how much you spend, it becomes much easier to create a budget. Setting a budget should show your expenses in relation to your income which helps in making it easier to plan your spending and limit overspending.<\/p>\n\n\n\n

To easily set a budget according to your preferences, Lista\u2019s Personal Budgeting feature helps users achieve their financial goals \u2013 whether you\u2019re paying off debt or saving money for the long term. The app allows users to set a preferred budgeting cycle, make it easy to list expenses, and share additional insights to help you with your budgeting needs.<\/p>\n\n\n\n

#3 Cut Out Non-Essential Spending<\/strong><\/p>\n\n\n\n

Looking at your budget and your expenses, it becomes easier to identify non-essential spending like eating at restaurants or going out. Other ways to save on everyday expenses include reviewing any recurring charges for seldom-used subscriptions or services, researching for promos in restaurants, or waiting on sales on things you want.<\/p>\n\n\n\n

#4 Level Up Your Spending Game<\/strong><\/p>\n\n\n\n

After expenses and income, financial goals are the most likely factors to influence how you allocate your savings. Start by thinking about the things you want to save for, and from there, you can estimate how much money you\u2019ll need, and how long it would take you to reach those amounts.<\/p>\n\n\n\n

Lista PH\u2019s Savings feature aims to empower Filipinos to meet savings goals and set financial targets for the things they want to buy. Whether you\u2019re aiming to save five hundred Pesos to buy what\u2019s in your online cart or to put away the funds for a down payment on a car, making the act of saving a habit, with the help of Lista, can help make it easier for Filipinos to stick to their short-term and long-term financial goals.<\/p>\n\n\n\n

At the end of the day, responsible budgeting and spending on yourself shouldn\u2019t feel impossible to balance. These four steps can help ensure you get to treat yourself to what you want without biting you back in the long run. Having a responsible way to keep track of your spending and your budget can lessen worries and remove the \u201cguilty\u201d from guilty pleasures.<\/p>\n\n\n\n

Lista PH is available to download from The App Store<\/a> and Google Play Store<\/a>.<\/p>\n","protected":false},"excerpt":{"rendered":"

Lista, the fastest-growing financial management app in the country, aims to help more people across the country gain financial clarity through the help of technology. <\/p>\n","protected":false},"author":6,"featured_media":56346,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[9],"tags":[302,416,2199],"class_list":["post-56335","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-apps","tag-apps-2","tag-mobile-apps","tag-mobile-apps-development"],"_links":{"self":[{"href":"http:\/\/www.upgrademag.com\/web\/wp-json\/wp\/v2\/posts\/56335","targetHints":{"allow":["GET"]}}],"collection":[{"href":"http:\/\/www.upgrademag.com\/web\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/www.upgrademag.com\/web\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/www.upgrademag.com\/web\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"http:\/\/www.upgrademag.com\/web\/wp-json\/wp\/v2\/comments?post=56335"}],"version-history":[{"count":0,"href":"http:\/\/www.upgrademag.com\/web\/wp-json\/wp\/v2\/posts\/56335\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"http:\/\/www.upgrademag.com\/web\/wp-json\/wp\/v2\/media\/56346"}],"wp:attachment":[{"href":"http:\/\/www.upgrademag.com\/web\/wp-json\/wp\/v2\/media?parent=56335"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/www.upgrademag.com\/web\/wp-json\/wp\/v2\/categories?post=56335"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/www.upgrademag.com\/web\/wp-json\/wp\/v2\/tags?post=56335"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}