{"id":42361,"date":"2021-03-26T07:54:36","date_gmt":"2021-03-25T23:54:36","guid":{"rendered":"http:\/\/www.upgrademag.com\/web\/?p=42361"},"modified":"2021-04-23T19:46:50","modified_gmt":"2021-04-23T11:46:50","slug":"be-insta-safe-on-instagram","status":"publish","type":"post","link":"http:\/\/www.upgrademag.com\/web\/2021\/03\/26\/be-insta-safe-on-instagram\/","title":{"rendered":"Be insta-safe on Instagram"},"content":{"rendered":"\n

In the Philippines, Instagram ranks as the fourth most-used social media platform. However, the popularity of the platform makes it an ideal target for scams.<\/strong><\/p>\n\n\n\n

The BBC<\/em> reported in January 2021 that Instagram fraud has increased by 50% since the coronavirus outbreak began.<\/p>\n\n\n\n

As our lives continue to become more digital and online scammers learn new tricks, it\u2019s crucial to identify an Instagram scam and know what to do if you\u2019ve been targeted.<\/p>\n\n\n\n

Here are the eight most common Instagram scams, according to Sophos.<\/p>\n\n\n\n

1. Phishing scams<\/strong><\/h2>\n\n\n\n

Phishers try to access your Instagram account by sending you a suspicious link, either as an Instagram direct message or via email. You are then tricked into inputting your username and password on a fake login page.<\/p>\n\n\n\n

Once the crooks have your login details, they can access your personal information and even change your password to lock you out of your account.<\/p>\n\n\n\n

Permanently delete message requests of this sort without opening them or clicking on any links.<\/p>\n\n\n\n

2. Fake influencer sponsors<\/strong><\/h2>\n\n\n\n

Don’t purchase fake Instagram likes<\/a> from dodgy websites. As scammers take advantage of influencers on social media to exploit them, they pretend to be an established brand and offer influencers an advertising deal. If the influencer is naive enough to believe that the deal they are receiving is legitimate, they may hand over their banking details to be \u201cpaid\u201d by the brand.<\/p>\n\n\n\n

3. Romance scams<\/strong><\/h2>\n\n\n\n

Some adversaries go to great lengths over long periods to trick their victims. An example is the romance scams, where fraudsters enter into a fake online relationship, often speaking with their targets for weeks, months, or even years to earn and abuse their trust. Once the prey is trapped, the scammer starts asking for money for all sorts of things.<\/p>\n\n\n\n

The scammer will continue asking for money for as long as the person at the other end continues to send it.<\/p>\n\n\n\n

Avoid sending money over to someone you have never met face-to-face, even (perhaps especially) if the reason for sending the money is to be able to meet them face-to-face for the first time.<\/p>\n\n\n\n

4. Giveaway scams<\/strong><\/h2>\n\n\n\n

Instagram influencers often hold sponsored giveaways featuring limited-time promotions in which brands offer free products or services to a few lucky winners. Unfortunately, scammers will impersonate the trusted influencer and inform you that you have won the giveaway. But to receive the prize, you need to pay a \u201cshipping fee\u201d or provide personal information that they can then use for illegitimate purposes.<\/p>\n\n\n\n

5. Loan scams<\/strong><\/h2>\n\n\n\n

With these scams, cybercriminals send you a direct message offering a loan with a great interest rate. All you need to do to secure this fantastic offer is pay a deposit. As soon as you\u2019ve transferred the funds, the loan offer, the scammer, and your money all vanish.<\/p>\n\n\n\n

6. Fake investment scams<\/strong><\/h2>\n\n\n\n

These scams encourage you to invest in a dodgy \u201cget rich quick\u201d or \u201ccash flipping\u201d scam. Again, when you hand over your money, the scammer disappears, and so do your funds.<\/p>\n\n\n\n

At the start, you may receive emails or be given a website login with realistic-looking but fake data that pretends your investments are performing well. Some victims, therefore, continue investing more and more money and even convince their friends and family to join in \u2013 until the scammers disappear with the lot.<\/p>\n\n\n\n

7. Job scams<\/strong><\/h2>\n\n\n\n

Scammers use the lure of what sounds like a fantastic job to trick you into sharing personal information, possibly details such as a home address, phone number, social security number, passport and immigration information, and scans of ID documents such as your driving license.<\/p>\n\n\n\n

The crooks aren\u2019t asking for your data to vet you for a job \u2013 they\u2019re after your information so they can commit identity theft, where they use your details to apply for loans, credit cards, and more in your name.<\/p>\n\n\n\n

8. Credit card fraud<\/strong><\/h2>\n\n\n\n

Credit card fraud often begins with an innocent-looking social media post offering \u201cquick cash,\u201d such as a contest that provides a vast reward.<\/p>\n\n\n\n

Click on the embedded link, and you\u2019ll be asked for your credit card information or your online banking credentials. Once the scammers have managed to steal enough of your financial information, they will use your card details to make online purchases.<\/p>\n\n\n\n

Given these scams, Sophos<\/a>, a global player in next-generation cybersecurity, provides a tip for staying safe on Instagram:<\/p>\n\n\n\n